(AP) — Thousands of Nebraska homeowners face soaring flood-insurance premiums as the federal government prepares to end its decades-old subsidy program, despite Congress offering temporary relief for the worst of the price hikes.

An Associated Press analysis shows that 2,050 policies in Nebraska are expected to face a mandatory 25 percent annual increase, while 3,746 will grow by up to 18 percent yearly.

Rates will rise until they reflect the true flood risk. The National Flood Insurance Program is $24 billion in debt.

A public works employee in Lincoln says homeowners have expressed frustration with the increase, which will affect those who want to sell or refinance.

Lincoln leads the state with 1,041 affected property owners, followed by Omaha with 403, Fremont with 276, Sarpy County with 187 and Valley with 172.