OMAHA, Neb. (AP) — A change in Nebraska law set to take effect next month will make it easier for funeral directors to sell insurance that covers funeral costs.

A funeral life insurance policy is a method of paying for what’s known as “pre-need” funerals. Such policies offer advantages over putting money in a certificate deposit, which would be payable to the funeral upon death, or giving cash to the funeral home.

An insurance policy can include increases in value to keep up with inflation and are portable in case the funeral ends up somewhere different from where the buyer had planned.

The change in state law sets a lower amount of training and continuing education that funeral directors and others must take to maintain licenses that allow them to sell funeral insurance.